Many Americans, from all types of backgrounds and economic circumstances, incur overdraft fees everyday.

This year it is estimated that 50 million Americans will be subjected to overdraft fees.

Unfortunately, however, overdraft fees disproportionately affect the poor, who are most likely to maintain low balances.

Moebs Services, a research company that has conducted studies for the government as well as banks, estimates that 90 percent of overdraft fees are paid by the poorest 10 percent of banks’ customer base.

The poorest in America are no longer just those we think of as lower class …. but includes the lower and middle middle class as well.

The new Consumer Protection Agency which the GOTP has fought to prevent from operating is pursuing the elimination of OD fees.

This is by far not the only abuse but one of the the most obvious examples of the abuse of ordinary working class Americans by corporations.

You know it!

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Basically the literature covers the basic ingredients for success .. although I caution you to read many, many books & magazines … this research is important with Discus as well as any other fish available to the hobby …… regardless of price!

Emulating their natural environment is rule number one … in some cases such as Discus, the fish are less tolerant and the margin of error is slim or nil ….

Discus HAVE lived for more than 17 years in captivity … think about that …..

PH, water quality, temperature, lighting and physical layout …. it’s not rocket science ….

Many fish die because the aquarium keeper loses interest, gets lazy, wasn’t ready to properly care for the aquarium, or went on vacation

The most important ingredient for breeding fish is nutrition … in many cases knowing something about “spawning triggers” such as changes in climate … rainfall, temperature, sunlight(periods of light), PH etc will increase the chance something happens …..

The rules I preach for all aquariums apply to all fish … one is water volume … since the more water volume the more stable the physical and chemical environment …. stability is important unless instigating a change in conditions as a spawning trigger ….. of course knowing a LOT about the fish you are working with is essential ….

Breeding fish like anything else in life is easy or difficult depending on how much effort you put into knowing what you are doing …… READ!

Breeding is without question the most enjoyable aspect of the aquarium hobby … the different characteristics of fish offer plenty of challenges and insight into the wonderful world of nature that surrounds us.

The successful aquarist believes in the concept that understanding how to keep up a successful aquarium leads to an understanding of how important nature is to properly support our planet. Conservation, ecology, environment and nature are the most important words in our lives. Now more than ever

The fact is that the OLD GOP is abandoning the NEW GOTP and moving in droves to the middle as independents.

Thus the percentage of remaining GOTP voters who favor the more radical positions on social issues is growing as a result of the mass exodus away from the GOTP by conservatives.

In fact I myself feel strongly that conservatives and progressives think more alike than not when it comes to balance and compromise and fairness in the tax code.

I spew forth quite a bit on Newsvine which is a popular site for citizen’s to seed and write articles  - most being news centric.

But as is the case in all aspects of our society today .. the corporate foot print is clearly visiable on the backs of OUR necks … and the truth has a difficult time getting passed the censures of the corpocracy.

Who are these surrogates of the fabled BIg Brother we all are being told is OUR Government?

Corporations ….. and lest you forget  … the media is owned, sponsored and managed by the corpocracy.

In addition the media has been drifting away from facts and injecting more and more opinion into news over the decades.

What is unpleasant tends to lower ratings …. but unfortunately what is often the truth is often unpleasant.

Another feeling I have about reality TV shows …. which are for a growing number of americans a substitute for the harsch reality of their lives.

What I’m writing here I’m sure does not sit well with many readers.

But is must be written  - over and over  - as well as spoken over and over.

Americans are in the firm grasp of the corporate controlled mind machine we think is benign but that is in reality a malignant cancer that is eating away our minds and replacing individuality ith “group think”

 ……. Coral atlas